Call reports 2002
EXCHANGE STATE BANK — 2002
What EXCHANGE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,645,000 | 35,908,000 | 37,116,000 | 38,369,000 |
| Total loans | 22,729,000 | 26,001,000 | 25,325,000 | 26,024,000 |
| Allowance for loan losses | 183,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 3,245,000 | 3,262,000 | 3,270,000 | 3,251,000 |
| Securities held to maturity | 2,287,000 | 2,253,000 | 1,951,000 | 1,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,872,000 | 27,391,000 | 27,600,000 | 28,579,000 |
| Interest-bearing deposits | 20,268,000 | 24,921,000 | 25,285,000 | 24,340,000 |
| Noninterest-bearing deposits | 2,604,000 | 2,470,000 | 2,315,000 | 4,239,000 |
| Equity capital | 2,934,000 | 3,366,000 | 3,501,000 | 3,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,068,000 | 1,648,000 | 2,160,000 |
| Interest expense | 230,000 | 473,000 | 724,000 | 971,000 |
| Net interest income | 275,000 | 595,000 | 924,000 | 1,189,000 |
| Noninterest income | 10,000 | 25,000 | 38,000 | 115,000 |
| Noninterest expense | 146,000 | 311,000 | 490,000 | 672,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 309,000 | 472,000 | 632,000 |
| Income tax | 41,000 | 99,000 | 150,000 | 211,000 |
| Net income | 98,000 | 210,000 | 322,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,934,000 | 3,340,000 | 3,451,000 | 3,550,000 |
| Total capital | 3,117,000 | 3,523,000 | 3,634,000 | 3,733,000 |
| Risk-weighted assets | 23,608,000 | 27,723,000 | 26,869,000 | 27,434,000 |