Call reports 2001
EXCHANGE STATE BANK — 2001
What EXCHANGE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,974,000 | 27,369,000 | 29,280,000 | 31,700,000 |
| Total loans | 20,403,000 | 21,624,000 | 20,979,000 | 20,462,000 |
| Allowance for loan losses | 183,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 485,000 | 490,000 | 1,116,000 | 1,815,000 |
| Securities held to maturity | 1,809,000 | 1,808,000 | 2,248,000 | 2,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,272,000 | 21,319,000 | 22,617,000 | 24,031,000 |
| Interest-bearing deposits | 19,182,000 | 19,356,000 | 20,590,000 | 21,179,000 |
| Noninterest-bearing deposits | 2,090,000 | 1,964,000 | 2,027,000 | 2,852,000 |
| Equity capital | 2,618,000 | 2,697,000 | 2,798,000 | 2,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,041,000 | 1,587,000 | 2,093,000 |
| Interest expense | 264,000 | 510,000 | 768,000 | 1,026,000 |
| Net interest income | 261,000 | 531,000 | 819,000 | 1,067,000 |
| Noninterest income | 12,000 | 26,000 | 41,000 | 62,000 |
| Noninterest expense | 164,000 | 329,000 | 499,000 | 689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 228,000 | 361,000 | 440,000 |
| Income tax | 28,000 | 71,000 | 114,000 | 136,000 |
| Net income | 81,000 | 157,000 | 247,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,599,000 | 2,680,000 | 2,772,000 | 2,830,000 |
| Total capital | 2,782,000 | 2,863,000 | 2,955,000 | 3,013,000 |
| Risk-weighted assets | 20,290,000 | 21,568,000 | 21,322,000 | 20,904,000 |