Call reports 2021
LIBERTY BANK N.A. — 2021
What LIBERTY BANK N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 89,967,000 | 144,119,000 | 146,610,000 | 172,366,000 |
| Total loans | 32,076,000 | 31,928,000 | 42,289,000 | 62,103,000 |
| Allowance for loan losses | 312,000 | 312,000 | 500,000 | 860,000 |
| Securities available for sale | 2,531,000 | 5,087,000 | 5,747,000 | 5,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,789,000 | 97,909,000 | 101,715,000 | 128,930,000 |
| Interest-bearing deposits | 40,956,000 | 96,642,000 | 100,302,000 | 124,694,000 |
| Noninterest-bearing deposits | 1,833,000 | 1,267,000 | 1,413,000 | 4,236,000 |
| Equity capital | 46,832,000 | 45,728,000 | 44,422,000 | 43,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 65,000 | 385,000 | 810,000 | 1,400,000 |
| Interest expense | 3,000 | 43,000 | 109,000 | 183,000 |
| Net interest income | 62,000 | 342,000 | 701,000 | 1,217,000 |
| Noninterest income | 0 | 1,000 | 9,000 | 18,000 |
| Noninterest expense | 441,000 | 1,908,000 | 3,537,000 | 5,109,000 |
| Provision for loan losses | 312,000 | 312,000 | 500,000 | 860,000 |
| Pretax income | -686,000 | -1,871,000 | -3,311,000 | -4,718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -686,000 | -1,871,000 | -3,311,000 | -4,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,332,000 | 43,233,000 | 41,823,000 | 40,473,000 |
| Total capital | 44,644,000 | 43,545,000 | 42,355,000 | 41,381,000 |
| Risk-weighted assets | 38,943,000 | 42,518,000 | 57,382,000 | 77,205,000 |
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