Call reports 2019
LIBERTY BANK N.A. — 2019
What LIBERTY BANK N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 189,024,000 | 165,496,000 | 145,422,000 | 138,610,000 |
| Total loans | 131,168,000 | 119,723,000 | 98,559,000 | 76,910,000 |
| Allowance for loan losses | 1,690,000 | 1,430,000 | 1,430,000 | 1,025,000 |
| Securities available for sale | 31,905,000 | 23,978,000 | 4,996,000 | 0 |
| Securities held to maturity | 108,000 | 107,000 | 106,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,705,000 | 92,722,000 | 71,214,000 | 64,542,000 |
| Interest-bearing deposits | 111,453,000 | 86,355,000 | 67,954,000 | 61,111,000 |
| Noninterest-bearing deposits | 5,252,000 | 6,367,000 | 3,260,000 | 3,431,000 |
| Equity capital | 65,980,000 | 67,287,000 | 69,002,000 | 70,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,624,000 | 5,071,000 | 7,173,000 | 9,045,000 |
| Interest expense | 396,000 | 669,000 | 839,000 | 949,000 |
| Net interest income | 2,228,000 | 4,402,000 | 6,334,000 | 8,096,000 |
| Noninterest income | 145,000 | 772,000 | 2,223,000 | 2,609,000 |
| Noninterest expense | 1,498,000 | 2,809,000 | 3,861,000 | 4,796,000 |
| Provision for loan losses | -550,000 | -800,000 | -800,000 | -1,200,000 |
| Pretax income | 1,425,000 | 3,165,000 | 5,496,000 | 7,109,000 |
| Income tax | 394,000 | 876,000 | 1,521,000 | 1,967,000 |
| Net income | 1,031,000 | 2,289,000 | 3,975,000 | 5,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,059,000 | 67,317,000 | 69,004,000 | 70,171,000 |
| Total capital | 67,749,000 | 68,747,000 | 70,434,000 | 71,196,000 |
| Risk-weighted assets | 152,821,000 | 135,152,000 | 128,960,000 | 108,717,000 |