Call reports 2018
LIBERTY BANK N.A. — 2018
What LIBERTY BANK N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 368,480,000 | 298,670,000 | 282,889,000 | 272,063,000 |
| Total loans | 262,931,000 | 225,299,000 | 215,234,000 | 192,282,000 |
| Allowance for loan losses | 4,703,000 | 2,803,000 | 2,803,000 | 2,503,000 |
| Securities available for sale | 57,097,000 | 36,724,000 | 36,738,000 | 31,819,000 |
| Securities held to maturity | 111,000 | 110,000 | 109,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,711,000 | 174,226,000 | 156,303,000 | 151,994,000 |
| Interest-bearing deposits | 240,119,000 | 169,645,000 | 153,100,000 | 149,098,000 |
| Noninterest-bearing deposits | 8,592,000 | 4,581,000 | 3,203,000 | 2,896,000 |
| Equity capital | 113,400,000 | 115,869,000 | 117,458,000 | 112,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,825,000 | 8,370,000 | 11,560,000 | 14,745,000 |
| Interest expense | 731,000 | 1,245,000 | 1,723,000 | 2,181,000 |
| Net interest income | 4,094,000 | 7,125,000 | 9,837,000 | 12,564,000 |
| Noninterest income | 1,372,000 | 2,051,000 | 2,975,000 | 3,794,000 |
| Noninterest expense | 2,159,000 | 4,129,000 | 5,737,000 | 7,226,000 |
| Provision for loan losses | -1,100,000 | -3,000,000 | -3,000,000 | -3,300,000 |
| Pretax income | 3,866,000 | 7,294,000 | 9,322,000 | 11,679,000 |
| Income tax | 1,192,000 | 2,249,000 | 2,677,000 | 3,154,000 |
| Net income | 2,674,000 | 5,045,000 | 6,645,000 | 8,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,660,000 | 116,031,000 | 117,649,000 | 113,028,000 |
| Total capital | 117,478,000 | 118,834,000 | 120,452,000 | 115,531,000 |
| Risk-weighted assets | 304,598,000 | 259,740,000 | 244,463,000 | 210,625,000 |