Call reports 2017
LIBERTY BANK N.A. — 2017
What LIBERTY BANK N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 796,430,000 | 673,170,000 | 581,897,000 | 477,890,000 |
| Total loans | 592,172,000 | 494,794,000 | 429,477,000 | 360,895,000 |
| Allowance for loan losses | 7,402,000 | 6,945,000 | 6,417,000 | 5,816,000 |
| Securities available for sale | 87,606,000 | 86,470,000 | 85,026,000 | 76,588,000 |
| Securities held to maturity | 114,000 | 113,000 | 113,000 | 112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,865,000 | 499,175,000 | 404,228,000 | 341,608,000 |
| Interest-bearing deposits | 613,885,000 | 490,628,000 | 394,337,000 | 331,872,000 |
| Noninterest-bearing deposits | 8,980,000 | 8,547,000 | 9,891,000 | 9,736,000 |
| Equity capital | 124,411,000 | 126,483,000 | 128,679,000 | 110,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,622,000 | 14,118,000 | 20,418,000 | 26,024,000 |
| Interest expense | 1,890,000 | 3,417,000 | 4,690,000 | 5,709,000 |
| Net interest income | 5,732,000 | 10,701,000 | 15,728,000 | 20,315,000 |
| Noninterest income | 776,000 | 1,083,000 | 1,528,000 | 2,492,000 |
| Noninterest expense | 2,838,000 | 5,413,000 | 7,923,000 | 10,249,000 |
| Provision for loan losses | 0 | -450,000 | -950,000 | -1,550,000 |
| Pretax income | 3,670,000 | 6,821,000 | 10,283,000 | 13,993,000 |
| Income tax | 1,350,000 | 2,489,000 | 3,743,000 | 3,125,000 |
| Net income | 2,320,000 | 4,332,000 | 6,540,000 | 10,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,412,000 | 126,424,000 | 128,632,000 | 110,986,000 |
| Total capital | 131,864,000 | 133,419,000 | 134,959,000 | 116,199,000 |
| Risk-weighted assets | 680,785,000 | 569,039,000 | 506,046,000 | 416,449,000 |