Call reports 2011
LIBERTY BANK N.A. — 2011
What LIBERTY BANK N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 371,028,000 | 381,026,000 | 381,967,000 | 357,027,000 |
| Total loans | 252,756,000 | 251,803,000 | 249,690,000 | 258,336,000 |
| Allowance for loan losses | 3,577,000 | 3,577,000 | 3,577,000 | 3,577,000 |
| Securities available for sale | 54,603,000 | 54,478,000 | 59,106,000 | 52,541,000 |
| Securities held to maturity | 603,000 | 601,000 | 470,000 | 468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,549,000 | 281,715,000 | 281,175,000 | 267,127,000 |
| Interest-bearing deposits | 261,206,000 | 271,967,000 | 272,071,000 | 262,553,000 |
| Noninterest-bearing deposits | 12,343,000 | 9,748,000 | 9,104,000 | 4,574,000 |
| Equity capital | 77,899,000 | 79,497,000 | 79,939,000 | 80,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,255,000 | 8,400,000 | 12,481,000 | 16,509,000 |
| Interest expense | 881,000 | 1,828,000 | 2,709,000 | 3,518,000 |
| Net interest income | 3,374,000 | 6,572,000 | 9,772,000 | 12,991,000 |
| Noninterest income | 278,000 | 450,000 | 475,000 | 518,000 |
| Noninterest expense | 1,044,000 | 2,106,000 | 3,216,000 | 4,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,608,000 | 4,916,000 | 7,031,000 | 8,822,000 |
| Income tax | 915,000 | 1,664,000 | 2,406,000 | 3,035,000 |
| Net income | 1,693,000 | 3,252,000 | 4,625,000 | 5,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,647,000 | 78,206,000 | 79,579,000 | 80,741,000 |
| Total capital | 80,244,000 | 81,803,000 | 83,176,000 | 84,338,000 |
| Risk-weighted assets | 349,641,000 | 367,318,000 | 366,772,000 | 360,541,000 |