Call reports 2002
LIBERTY BANK N.A. — 2002
What LIBERTY BANK N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,213,000 | 28,416,000 | 38,934,000 | 38,261,000 |
| Total loans | 10,109,000 | 13,896,000 | 21,566,000 | 29,575,000 |
| Allowance for loan losses | 204,000 | 262,000 | 442,000 | 480,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,919,000 | 9,375,000 | 20,045,000 | 19,407,000 |
| Interest-bearing deposits | 6,416,000 | 7,758,000 | 18,316,000 | 18,302,000 |
| Noninterest-bearing deposits | 503,000 | 1,617,000 | 1,729,000 | 1,105,000 |
| Equity capital | 18,980,000 | 18,658,000 | 18,357,000 | 18,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 546,000 | 968,000 | 1,597,000 |
| Interest expense | 41,000 | 105,000 | 195,000 | 288,000 |
| Net interest income | 209,000 | 441,000 | 773,000 | 1,309,000 |
| Noninterest income | 16,000 | 28,000 | 58,000 | 102,000 |
| Noninterest expense | 614,000 | 1,122,000 | 1,605,000 | 2,080,000 |
| Provision for loan losses | 68,000 | 126,000 | 306,000 | 344,000 |
| Pretax income | -457,000 | -779,000 | -1,080,000 | -1,013,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -457,000 | -779,000 | -1,080,000 | -1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,980,000 | 18,658,000 | 18,357,000 | 18,424,000 |
| Total capital | 19,184,000 | 18,901,000 | 18,747,000 | 18,850,000 |
| Risk-weighted assets | 16,170,000 | 19,440,000 | 31,171,000 | 34,003,000 |