Call reports 2001
EXPRESS BANK, THE — 2001
What EXPRESS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,811,000 | 76,736,000 | 81,386,000 | 83,807,000 |
| Total loans | 34,619,000 | 34,535,000 | 34,275,000 | 32,875,000 |
| Allowance for loan losses | 173,000 | 180,000 | 146,000 | 166,000 |
| Securities available for sale | 29,584,000 | 27,158,000 | 26,551,000 | 30,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,487,000 | 69,520,000 | 73,560,000 | 76,428,000 |
| Interest-bearing deposits | 61,180,000 | 57,088,000 | 61,477,000 | 61,936,000 |
| Noninterest-bearing deposits | 12,307,000 | 12,432,000 | 12,083,000 | 14,492,000 |
| Equity capital | 6,634,000 | 6,522,000 | 7,170,000 | 6,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,678,000 | 3,935,000 | 5,123,000 |
| Interest expense | 645,000 | 1,201,000 | 1,690,000 | 2,044,000 |
| Net interest income | 734,000 | 1,477,000 | 2,245,000 | 3,079,000 |
| Noninterest income | 209,000 | 414,000 | 619,000 | 831,000 |
| Noninterest expense | 539,000 | 1,077,000 | 1,591,000 | 2,208,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 79,000 |
| Pretax income | 386,000 | 778,000 | 1,219,000 | 1,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 778,000 | 1,219,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,276,000 | 6,418,000 | 6,610,000 | 6,664,000 |
| Total capital | 6,449,000 | 6,598,000 | 6,756,000 | 6,830,000 |
| Risk-weighted assets | 41,780,000 | 40,714,000 | 41,689,000 | 40,588,000 |