Call reports 2006
MOUNTAIN NATIONAL BANK — 2006
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 233,894,000 | 233,960,000 | 240,479,000 |
| Total loans | 132,717,000 | 134,491,000 | 138,760,000 |
| Allowance for loan losses | 1,686,000 | 1,702,000 | 1,716,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 54,781,000 | 53,785,000 | 55,790,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 217,577,000 | 217,468,000 | 223,700,000 |
| Interest-bearing deposits | 188,516,000 | 189,383,000 | 195,562,000 |
| Noninterest-bearing deposits | 29,061,000 | 28,085,000 | 28,138,000 |
| Equity capital | 15,848,000 | 16,049,000 | 16,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 2,838,000 | 5,853,000 | 8,959,000 |
| Interest expense | 1,509,000 | 3,105,000 | 4,866,000 |
| Net interest income | 1,329,000 | 2,748,000 | 4,093,000 |
| Noninterest income | 164,000 | 308,000 | 466,000 |
| Noninterest expense | 973,000 | 1,974,000 | 2,973,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 |
| Pretax income | 502,000 | 1,046,000 | 1,532,000 |
| Income tax | 103,000 | 217,000 | 315,000 |
| Net income | 399,000 | 829,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 15,848,000 | 16,049,000 | 16,209,000 |
| Total capital | 17,534,000 | 17,727,000 | 17,925,000 |
| Risk-weighted assets | 135,146,000 | 134,236,000 | 138,241,000 |