Call reports 2001
MOUNTAIN NATIONAL BANK — 2001
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 183,392,000 | 200,067,000 | 210,083,000 | 209,265,000 |
| Total loans | 102,215,000 | 94,788,000 | 97,386,000 | 103,021,000 |
| Allowance for loan losses | 862,000 | 875,000 | 792,000 | 802,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 48,813,000 | 56,954,000 | 61,146,000 | 67,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,166,000 | 186,624,000 | 196,389,000 | 195,615,000 |
| Interest-bearing deposits | 151,941,000 | 168,042,000 | 176,515,000 | 174,460,000 |
| Noninterest-bearing deposits | 18,225,000 | 18,582,000 | 19,874,000 | 21,155,000 |
| Equity capital | 12,464,000 | 12,690,000 | 12,873,000 | 12,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,249,000 | 6,556,000 | 9,944,000 | 13,141,000 |
| Interest expense | 2,033,000 | 4,142,000 | 6,318,000 | 8,383,000 |
| Net interest income | 1,216,000 | 2,414,000 | 3,626,000 | 4,758,000 |
| Noninterest income | 104,000 | 226,000 | 345,000 | 483,000 |
| Noninterest expense | 643,000 | 1,335,000 | 2,030,000 | 2,806,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 659,000 | 1,269,000 | 1,887,000 | 2,363,000 |
| Income tax | 210,000 | 405,000 | 605,000 | 764,000 |
| Net income | 449,000 | 864,000 | 1,282,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,464,000 | 12,690,000 | 12,873,000 | 12,982,000 |
| Total capital | 13,326,000 | 13,565,000 | 13,665,000 | 13,784,000 |
| Risk-weighted assets | 109,877,000 | 107,211,000 | 110,514,000 | 112,562,000 |