Call reports 2010
GREYSTONE BANK — 2010
What GREYSTONE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 645,304,000 | 504,677,000 | 412,512,000 | 317,889,000 |
| Total loans | 395,837,000 | 354,460,000 | 300,271,000 | 248,064,000 |
| Allowance for loan losses | 3,260,000 | 3,140,000 | 3,000,000 | 2,660,000 |
| Securities available for sale | 66,172,000 | 25,935,000 | 20,080,000 | 15,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,100,000 | 439,416,000 | 344,456,000 | 252,757,000 |
| Interest-bearing deposits | 529,117,000 | 436,313,000 | 341,366,000 | 250,945,000 |
| Noninterest-bearing deposits | 2,983,000 | 3,102,000 | 3,090,000 | 1,812,000 |
| Equity capital | 54,789,000 | 46,396,000 | 40,165,000 | 37,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,959,000 | 14,109,000 | 19,429,000 | 24,161,000 |
| Interest expense | 3,695,000 | 7,050,000 | 10,094,000 | 12,708,000 |
| Net interest income | 5,264,000 | 7,059,000 | 9,335,000 | 11,453,000 |
| Noninterest income | -6,168,000 | -11,419,000 | -17,063,000 | -18,180,000 |
| Noninterest expense | 5,290,000 | 10,707,000 | 14,062,000 | 17,354,000 |
| Provision for loan losses | -4,266,000 | -3,512,000 | -3,924,000 | -4,292,000 |
| Pretax income | -1,838,000 | -9,091,000 | -15,330,000 | -17,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,838,000 | -9,091,000 | -15,330,000 | -17,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,855,000 | 45,719,000 | 39,305,000 | 36,583,000 |
| Total capital | 55,115,000 | 48,859,000 | 42,305,000 | 39,243,000 |
| Risk-weighted assets | 428,210,000 | 380,071,000 | 321,529,000 | 258,119,000 |