Call reports 2008
GREYSTONE BANK — 2008
What GREYSTONE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 274,241,000 | 406,299,000 | 489,386,000 | 604,290,000 |
| Total loans | 222,111,000 | 285,424,000 | 364,487,000 | 487,672,000 |
| Allowance for loan losses | 2,648,000 | 3,574,000 | 4,622,000 | 6,467,000 |
| Securities available for sale | 22,367,000 | 83,093,000 | 94,857,000 | 100,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,628,000 | 323,245,000 | 407,448,000 | 518,182,000 |
| Interest-bearing deposits | 226,123,000 | 323,222,000 | 407,350,000 | 468,558,000 |
| Noninterest-bearing deposits | 505,000 | 23,000 | 98,000 | 49,624,000 |
| Equity capital | 31,832,000 | 46,418,000 | 42,633,000 | 42,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,776,000 | 9,589,000 | 15,957,000 | 24,667,000 |
| Interest expense | 2,319,000 | 5,903,000 | 9,105,000 | 13,068,000 |
| Net interest income | 1,457,000 | 3,686,000 | 6,852,000 | 11,599,000 |
| Noninterest income | 43,000 | 2,770,000 | 1,945,000 | -3,815,000 |
| Noninterest expense | 1,968,000 | 4,071,000 | 6,297,000 | 8,803,000 |
| Provision for loan losses | 1,111,000 | 2,037,000 | 3,085,000 | 4,930,000 |
| Pretax income | -1,579,000 | 991,000 | 57,000 | -5,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,579,000 | 991,000 | 57,000 | -5,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,614,000 | 43,184,000 | 42,250,000 | 46,543,000 |
| Total capital | 33,262,000 | 46,758,000 | 46,872,000 | 53,010,000 |
| Risk-weighted assets | 254,236,000 | 357,916,000 | 400,045,000 | 524,648,000 |