Call reports 2007
GREYSTONE BANK — 2007
What GREYSTONE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,840,000 | 46,713,000 | 86,864,000 | 140,441,000 |
| Total loans | 17,619,000 | 27,159,000 | 59,682,000 | 125,736,000 |
| Allowance for loan losses | 270,000 | 442,000 | 968,000 | 1,537,000 |
| Securities available for sale | 16,324,000 | 15,629,000 | 11,448,000 | 12,346,000 |
| Securities held to maturity | 0 | 0 | 1,639,000 | 1,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,757,000 | 29,396,000 | 69,802,000 | 114,597,000 |
| Interest-bearing deposits | 18,754,000 | 29,314,000 | 69,472,000 | 114,149,000 |
| Noninterest-bearing deposits | 3,000 | 82,000 | 330,000 | 448,000 |
| Equity capital | 16,862,000 | 16,726,000 | 16,190,000 | 14,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,311,000 | 2,591,000 | 5,143,000 |
| Interest expense | 211,000 | 511,000 | 1,091,000 | 2,524,000 |
| Net interest income | 371,000 | 800,000 | 1,500,000 | 2,619,000 |
| Noninterest income | 0 | 46,000 | -157,000 | -1,899,000 |
| Noninterest expense | 364,000 | 741,000 | 1,214,000 | 1,833,000 |
| Provision for loan losses | 110,000 | 282,000 | 808,000 | 1,377,000 |
| Pretax income | -103,000 | -177,000 | -679,000 | -2,490,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -103,000 | -177,000 | -679,000 | -2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,745,000 | 16,671,000 | 16,169,000 | 14,359,000 |
| Total capital | 17,015,000 | 17,074,000 | 16,977,000 | 15,896,000 |
| Risk-weighted assets | 30,438,000 | 31,447,000 | 68,555,000 | 150,137,000 |