Call reports 2006
GREYSTONE BANK — 2006
What GREYSTONE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 10,292,000 | 10,599,000 | 19,371,000 | 31,014,000 |
| Total loans | 200,000 | 1,797,000 | 5,274,000 | 9,338,000 |
| Allowance for loan losses | 10,000 | 28,000 | 79,000 | 160,000 |
| Securities available for sale | 1,083,000 | 1,082,000 | 6,385,000 | 18,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,000 | 966,000 | 2,334,000 | 13,877,000 |
| Interest-bearing deposits | 521,000 | 963,000 | 2,332,000 | 13,873,000 |
| Noninterest-bearing deposits | 12,000 | 3,000 | 2,000 | 4,000 |
| Equity capital | 9,706,000 | 9,535,000 | 16,914,000 | 16,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 282,000 | 530,000 | 917,000 |
| Interest expense | 3,000 | 12,000 | 28,000 | 95,000 |
| Net interest income | 120,000 | 270,000 | 502,000 | 822,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 278,000 | 577,000 | 875,000 | 1,189,000 |
| Provision for loan losses | 10,000 | 28,000 | 79,000 | 160,000 |
| Pretax income | -168,000 | -335,000 | -452,000 | -527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -168,000 | -335,000 | -452,000 | -527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,706,000 | 9,540,000 | 16,923,000 | 16,848,000 |
| Total capital | 9,716,000 | 9,568,000 | 17,002,000 | 17,008,000 |
| Risk-weighted assets | 3,492,000 | 3,990,000 | 7,576,000 | 13,038,000 |