Call reports 2025
CALHOUN COUNTY BANK, INC. — 2025
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 199,392,000 | 201,413,000 | 205,144,000 | 212,950,000 |
| Total loans | 130,470,000 | 133,651,000 | 136,044,000 | 139,514,000 |
| Allowance for loan losses | 1,997,000 | 1,993,000 | 1,911,000 | 1,912,000 |
| Securities available for sale | 44,651,000 | 45,412,000 | 41,046,000 | 47,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,651,000 | 180,139,000 | 183,219,000 | 190,632,000 |
| Interest-bearing deposits | 118,840,000 | 122,315,000 | 126,117,000 | 130,873,000 |
| Noninterest-bearing deposits | 59,811,000 | 57,824,000 | 57,102,000 | 59,759,000 |
| Equity capital | 19,116,000 | 19,606,000 | 20,332,000 | 20,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,404,000 | 4,927,000 | 7,550,000 | 10,265,000 |
| Interest expense | 543,000 | 1,101,000 | 1,692,000 | 2,283,000 |
| Net interest income | 1,861,000 | 3,826,000 | 5,858,000 | 7,982,000 |
| Noninterest income | 228,000 | 482,000 | 751,000 | 993,000 |
| Noninterest expense | 1,687,000 | 3,158,000 | 4,748,000 | 6,411,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 402,000 | 1,150,000 | 1,861,000 | 2,564,000 |
| Income tax | 98,000 | 282,000 | 456,000 | 589,000 |
| Net income | 304,000 | 868,000 | 1,405,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,385,000 | 20,671,000 | 21,209,000 | 21,473,000 |
| Total capital | 21,712,000 | 22,042,000 | 22,600,000 | — |
| Risk-weighted assets | 105,478,000 | 109,040,000 | 110,732,000 | — |