Call reports 2024
CALHOUN COUNTY BANK, INC. — 2024
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 182,015,000 | 181,473,000 | 187,600,000 | 198,320,000 |
| Total loans | 128,315,000 | 132,373,000 | 131,958,000 | 131,199,000 |
| Allowance for loan losses | 2,028,000 | 2,008,000 | 1,996,000 | 1,990,000 |
| Securities available for sale | 28,784,000 | 24,868,000 | 25,757,000 | 31,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,984,000 | 162,184,000 | 167,496,000 | 178,281,000 |
| Interest-bearing deposits | 104,780,000 | 105,847,000 | 109,361,000 | 120,219,000 |
| Noninterest-bearing deposits | 58,204,000 | 56,337,000 | 58,135,000 | 58,062,000 |
| Equity capital | 17,517,000 | 17,667,000 | 18,543,000 | 18,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,344,000 | 6,590,000 | 8,961,000 |
| Interest expense | 478,000 | 991,000 | 1,488,000 | 2,008,000 |
| Net interest income | 1,637,000 | 3,353,000 | 5,102,000 | 6,953,000 |
| Noninterest income | 212,000 | 464,000 | 730,000 | 1,244,000 |
| Noninterest expense | 1,671,000 | 3,310,000 | 4,906,000 | 6,513,000 |
| Provision for loan losses | -34,000 | -35,000 | -35,000 | -34,000 |
| Pretax income | 212,000 | 551,000 | 970,000 | 1,727,000 |
| Income tax | 52,000 | 135,000 | 237,000 | 367,000 |
| Net income | 160,000 | 416,000 | 733,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,325,000 | 19,415,000 | 19,731,000 | 20,081,000 |
| Total capital | 20,612,000 | 20,744,000 | 21,058,000 | 21,397,000 |
| Risk-weighted assets | 102,199,000 | 105,666,000 | 105,501,000 | 104,595,000 |