Call reports 2023
CALHOUN COUNTY BANK, INC. — 2023
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 185,721,000 | 182,876,000 | 182,948,000 | 181,827,000 |
| Total loans | 130,836,000 | 130,298,000 | 129,111,000 | 128,618,000 |
| Allowance for loan losses | 2,132,000 | 2,087,000 | 2,045,000 | 2,035,000 |
| Securities available for sale | 28,479,000 | 27,997,000 | 26,897,000 | 29,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,634,000 | 164,708,000 | 164,840,000 | 163,025,000 |
| Interest-bearing deposits | 107,795,000 | 106,897,000 | 107,973,000 | 107,589,000 |
| Noninterest-bearing deposits | 59,839,000 | 57,811,000 | 56,867,000 | 55,436,000 |
| Equity capital | 16,724,000 | 16,742,000 | 16,836,000 | 17,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,933,000 | 3,973,000 | 6,023,000 | 8,137,000 |
| Interest expense | 211,000 | 520,000 | 878,000 | 1,311,000 |
| Net interest income | 1,722,000 | 3,453,000 | 5,145,000 | 6,826,000 |
| Noninterest income | 205,000 | 447,000 | 674,000 | 1,329,000 |
| Noninterest expense | 1,521,000 | 2,968,000 | 4,484,000 | 6,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 405,000 | 931,000 | 1,334,000 | 1,568,000 |
| Income tax | 99,000 | 228,000 | 327,000 | 367,000 |
| Net income | 306,000 | 703,000 | 1,007,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,813,000 | 18,952,000 | 19,255,000 | 19,165,000 |
| Total capital | 20,132,000 | 20,264,000 | 20,562,000 | 20,456,000 |
| Risk-weighted assets | 104,670,000 | 104,205,000 | 103,852,000 | 102,571,000 |