Call reports 2022
CALHOUN COUNTY BANK, INC. — 2022
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 180,641,000 | 181,385,000 | 186,722,000 | 185,248,000 |
| Total loans | 127,079,000 | 131,609,000 | 134,344,000 | 133,375,000 |
| Allowance for loan losses | 2,152,000 | 2,149,000 | 2,152,000 | 2,153,000 |
| Securities available for sale | 25,574,000 | 27,506,000 | 27,905,000 | 30,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,439,000 | 164,675,000 | 169,904,000 | 167,785,000 |
| Interest-bearing deposits | 105,361,000 | 108,546,000 | 109,512,000 | 107,014,000 |
| Noninterest-bearing deposits | 58,078,000 | 56,129,000 | 60,392,000 | 60,771,000 |
| Equity capital | 16,195,000 | 15,829,000 | 15,382,000 | 16,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,694,000 | 5,639,000 | 7,639,000 |
| Interest expense | 97,000 | 191,000 | 306,000 | 462,000 |
| Net interest income | 1,788,000 | 3,503,000 | 5,333,000 | 7,177,000 |
| Noninterest income | 199,000 | 441,000 | 701,000 | 908,000 |
| Noninterest expense | 1,228,000 | 2,638,000 | 4,135,000 | 5,692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 759,000 | 1,306,000 | 1,899,000 | 2,393,000 |
| Income tax | 186,000 | 320,000 | 465,000 | 514,000 |
| Net income | 573,000 | 986,000 | 1,434,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,830,000 | 17,931,000 | 18,380,000 | 18,507,000 |
| Total capital | 19,065,000 | 19,203,000 | 19,725,000 | 19,858,000 |
| Risk-weighted assets | 97,899,000 | 100,908,000 | 106,821,000 | 107,293,000 |