Call reports 2021
CALHOUN COUNTY BANK, INC. — 2021
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 172,858,000 | 175,690,000 | 175,893,000 | 179,117,000 |
| Total loans | 125,674,000 | 126,392,000 | 125,928,000 | 127,688,000 |
| Allowance for loan losses | 1,748,000 | 1,785,000 | 1,820,000 | 2,149,000 |
| Securities available for sale | 11,886,000 | 22,672,000 | 25,276,000 | 25,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,681,000 | 158,012,000 | 157,856,000 | 161,230,000 |
| Interest-bearing deposits | 101,107,000 | 105,437,000 | 105,832,000 | 106,190,000 |
| Noninterest-bearing deposits | 52,574,000 | 52,575,000 | 52,024,000 | 55,040,000 |
| Equity capital | 15,766,000 | 15,833,000 | 16,290,000 | 16,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,377,000 | 5,113,000 | 6,880,000 |
| Interest expense | 189,000 | 375,000 | 526,000 | 656,000 |
| Net interest income | 1,471,000 | 3,002,000 | 4,587,000 | 6,224,000 |
| Noninterest income | 179,000 | 383,000 | 609,000 | 822,000 |
| Noninterest expense | 1,250,000 | 2,527,000 | 3,745,000 | 5,169,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 0 |
| Pretax income | 340,000 | 738,000 | 1,301,000 | 1,877,000 |
| Income tax | 83,000 | 181,000 | 319,000 | 400,000 |
| Net income | 257,000 | 557,000 | 982,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,502,000 | 16,582,000 | 17,007,000 | 17,257,000 |
| Total capital | 17,741,000 | 17,824,000 | 18,255,000 | 18,514,000 |
| Risk-weighted assets | 98,573,000 | 98,850,000 | 99,307,000 | 99,684,000 |