Call reports 2020
CALHOUN COUNTY BANK, INC. — 2020
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,869,000 | 160,866,000 | 164,982,000 | 167,818,000 |
| Total loans | 125,075,000 | 126,322,000 | 126,988,000 | 127,066,000 |
| Allowance for loan losses | 1,546,000 | 1,610,000 | 1,672,000 | 1,676,000 |
| Securities available for sale | 6,855,000 | 5,683,000 | 8,424,000 | 8,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,398,000 | 141,352,000 | 146,178,000 | 148,937,000 |
| Interest-bearing deposits | 91,458,000 | 95,026,000 | 98,420,000 | 98,298,000 |
| Noninterest-bearing deposits | 42,940,000 | 46,326,000 | 47,758,000 | 50,639,000 |
| Equity capital | 15,315,000 | 15,348,000 | 15,715,000 | 15,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,436,000 | 5,181,000 | 6,913,000 |
| Interest expense | 284,000 | 560,000 | 799,000 | 1,009,000 |
| Net interest income | 1,437,000 | 2,876,000 | 4,382,000 | 5,904,000 |
| Noninterest income | 198,000 | 375,000 | 599,000 | 782,000 |
| Noninterest expense | 1,194,000 | 2,452,000 | 3,612,000 | 4,990,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 381,000 | 679,000 | 1,189,000 | 1,456,000 |
| Income tax | 93,000 | 166,000 | 291,000 | 330,000 |
| Net income | 288,000 | 513,000 | 898,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,851,000 | 15,870,000 | 16,256,000 | 16,246,000 |
| Total capital | 17,070,000 | 17,106,000 | 17,486,000 | 17,468,000 |
| Risk-weighted assets | 97,205,000 | 98,534,000 | 97,926,000 | 97,297,000 |