Call reports 2019
CALHOUN COUNTY BANK, INC. — 2019
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,298,000 | 153,365,000 | 154,494,000 | 152,953,000 |
| Total loans | 116,935,000 | 121,739,000 | 124,397,000 | 124,423,000 |
| Allowance for loan losses | 1,383,000 | 1,393,000 | 1,435,000 | 1,549,000 |
| Securities available for sale | 8,966,000 | 8,918,000 | 8,763,000 | 9,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,361,000 | 130,730,000 | 133,399,000 | 132,104,000 |
| Interest-bearing deposits | 84,179,000 | 89,643,000 | 92,314,000 | 89,431,000 |
| Noninterest-bearing deposits | 42,182,000 | 41,087,000 | 41,085,000 | 42,673,000 |
| Equity capital | 14,473,000 | 14,624,000 | 15,035,000 | 14,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,371,000 | 5,212,000 | 6,987,000 |
| Interest expense | 222,000 | 461,000 | 774,000 | 1,075,000 |
| Net interest income | 1,412,000 | 2,910,000 | 4,438,000 | 5,912,000 |
| Noninterest income | 176,000 | 401,000 | 631,000 | 827,000 |
| Noninterest expense | 1,451,000 | 2,773,000 | 3,943,000 | 5,270,000 |
| Provision for loan losses | 30,000 | 75,000 | 135,000 | 240,000 |
| Pretax income | 107,000 | 463,000 | 991,000 | 1,229,000 |
| Income tax | -52,000 | 35,000 | 164,000 | 281,000 |
| Net income | 159,000 | 428,000 | 827,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,145,000 | 15,203,000 | 15,603,000 | 15,563,000 |
| Total capital | 16,318,000 | 16,427,000 | 16,842,000 | 16,793,000 |
| Risk-weighted assets | 93,624,000 | 97,770,000 | 98,905,000 | 98,094,000 |