Call reports 2018
CALHOUN COUNTY BANK, INC. — 2018
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,203,000 | 133,782,000 | 137,474,000 | 141,926,000 |
| Total loans | 105,227,000 | 111,284,000 | 112,411,000 | 113,758,000 |
| Allowance for loan losses | 1,303,000 | 1,322,000 | 1,329,000 | 1,362,000 |
| Securities available for sale | 10,363,000 | 9,664,000 | 9,474,000 | 8,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,414,000 | 117,655,000 | 118,814,000 | 122,993,000 |
| Interest-bearing deposits | 78,975,000 | 79,598,000 | 79,353,000 | 82,386,000 |
| Noninterest-bearing deposits | 37,439,000 | 38,057,000 | 39,461,000 | 40,607,000 |
| Equity capital | 13,447,000 | 13,538,000 | 13,947,000 | 14,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 3,043,000 | 4,634,000 | 6,241,000 |
| Interest expense | 113,000 | 231,000 | 360,000 | 539,000 |
| Net interest income | 1,346,000 | 2,812,000 | 4,274,000 | 5,702,000 |
| Noninterest income | 204,000 | 424,000 | 655,000 | 847,000 |
| Noninterest expense | 1,129,000 | 2,322,000 | 3,439,000 | 4,771,000 |
| Provision for loan losses | 30,000 | 65,000 | 95,000 | 140,000 |
| Pretax income | 391,000 | 849,000 | 1,395,000 | 1,638,000 |
| Income tax | 93,000 | 203,000 | 334,000 | 389,000 |
| Net income | 298,000 | 646,000 | 1,061,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,495,000 | 14,595,000 | 15,009,000 | 14,987,000 |
| Total capital | 15,531,000 | 15,687,000 | 16,113,000 | 16,137,000 |
| Risk-weighted assets | 82,619,000 | 87,114,000 | 88,106,000 | 91,789,000 |