Call reports 2017
CALHOUN COUNTY BANK, INC. — 2017
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,349,000 | 128,144,000 | 132,412,000 | 132,481,000 |
| Total loans | 99,237,000 | 101,587,000 | 103,824,000 | 104,278,000 |
| Allowance for loan losses | 1,292,000 | 1,256,000 | 1,292,000 | 1,265,000 |
| Securities available for sale | 13,672,000 | 11,521,000 | 10,470,000 | 10,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,490,000 | 110,074,000 | 114,100,000 | 114,419,000 |
| Interest-bearing deposits | 78,797,000 | 77,297,000 | 77,648,000 | 77,638,000 |
| Noninterest-bearing deposits | 32,693,000 | 32,777,000 | 36,452,000 | 36,781,000 |
| Equity capital | 13,435,000 | 13,651,000 | 13,930,000 | 13,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,906,000 | 4,380,000 | 5,872,000 |
| Interest expense | 105,000 | 211,000 | 315,000 | 423,000 |
| Net interest income | 1,338,000 | 2,695,000 | 4,065,000 | 5,449,000 |
| Noninterest income | 232,000 | 489,000 | 742,000 | 955,000 |
| Noninterest expense | 1,053,000 | 2,171,000 | 3,286,000 | 4,710,000 |
| Provision for loan losses | 31,000 | 60,000 | 91,000 | 120,000 |
| Pretax income | 486,000 | 962,000 | 1,448,000 | 1,592,000 |
| Income tax | 162,000 | 319,000 | 480,000 | 963,000 |
| Net income | 324,000 | 643,000 | 968,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,081,000 | 14,242,000 | 14,535,000 | 14,195,000 |
| Total capital | 15,057,000 | 15,245,000 | 15,565,000 | 15,212,000 |
| Risk-weighted assets | 77,739,000 | 80,003,000 | 82,117,000 | 81,076,000 |