Call reports 2001
CALHOUN COUNTY BANK, INC. — 2001
What CALHOUN COUNTY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,403,000 | 75,415,000 | 76,663,000 | 76,155,000 |
| Total loans | 53,959,000 | 56,273,000 | 56,563,000 | 56,331,000 |
| Allowance for loan losses | 761,000 | 712,000 | 716,000 | 693,000 |
| Securities available for sale | 8,546,000 | 8,631,000 | 8,095,000 | 7,584,000 |
| Securities held to maturity | 1,315,000 | 1,189,000 | 1,179,000 | 1,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,698,000 | 66,795,000 | 67,974,000 | 67,582,000 |
| Interest-bearing deposits | 55,423,000 | 56,383,000 | 57,091,000 | 57,590,000 |
| Noninterest-bearing deposits | 10,275,000 | 10,412,000 | 10,883,000 | 9,992,000 |
| Equity capital | 7,305,000 | 7,376,000 | 7,422,000 | 7,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,941,000 | 4,399,000 | 5,800,000 |
| Interest expense | 636,000 | 1,233,000 | 1,829,000 | 2,448,000 |
| Net interest income | 830,000 | 1,708,000 | 2,570,000 | 3,352,000 |
| Noninterest income | 119,000 | 231,000 | 348,000 | 489,000 |
| Noninterest expense | 775,000 | 1,500,000 | 2,336,000 | 3,124,000 |
| Provision for loan losses | 27,000 | 63,000 | 99,000 | 144,000 |
| Pretax income | 147,000 | 376,000 | 483,000 | 573,000 |
| Income tax | 51,000 | 125,000 | 158,000 | 181,000 |
| Net income | 96,000 | 251,000 | 325,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,127,000 | 7,160,000 | 7,246,000 | 7,230,000 |
| Total capital | 7,789,000 | 7,857,000 | 7,939,000 | 7,917,000 |
| Risk-weighted assets | 52,822,000 | 55,728,000 | 55,394,000 | 54,984,000 |