Call reports 2016
FIRST NATIONAL BANK, THE — 2016
What FIRST NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,189,000 | 82,656,000 | 86,598,000 | 85,069,000 |
| Total loans | 46,429,000 | 45,253,000 | 48,256,000 | 49,370,000 |
| Allowance for loan losses | 479,000 | 487,000 | 480,000 | 481,000 |
| Securities available for sale | 18,265,000 | 20,510,000 | 21,648,000 | 23,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,118,000 | 71,071,000 | 74,531,000 | 74,483,000 |
| Interest-bearing deposits | 60,510,000 | 59,995,000 | 62,889,000 | 62,708,000 |
| Noninterest-bearing deposits | 10,608,000 | 11,076,000 | 11,642,000 | 11,775,000 |
| Equity capital | 7,932,000 | 8,059,000 | 8,050,000 | 7,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,381,000 | 2,077,000 | 2,797,000 |
| Interest expense | 104,000 | 207,000 | 312,000 | 415,000 |
| Net interest income | 595,000 | 1,174,000 | 1,765,000 | 2,382,000 |
| Noninterest income | 193,000 | 387,000 | 592,000 | 783,000 |
| Noninterest expense | 707,000 | 1,426,000 | 2,134,000 | 2,857,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 86,000 | 174,000 | 267,000 | 354,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 85,000 | 173,000 | 266,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,629,000 | 7,655,000 | 7,685,000 | 7,744,000 |
| Total capital | 8,108,000 | 8,142,000 | 8,165,000 | 8,225,000 |
| Risk-weighted assets | 54,728,000 | 55,097,000 | 59,232,000 | 60,300,000 |