Call reports 2015
FIRST NATIONAL BANK, THE — 2015
What FIRST NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,800,000 | 70,398,000 | 74,397,000 | 84,660,000 |
| Total loans | 43,743,000 | 43,327,000 | 46,852,000 | 47,143,000 |
| Allowance for loan losses | 471,000 | 451,000 | 459,000 | 497,000 |
| Securities available for sale | 16,696,000 | 15,354,000 | 14,993,000 | 17,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,839,000 | 58,099,000 | 60,694,000 | 71,733,000 |
| Interest-bearing deposits | 52,208,000 | 50,151,000 | 52,007,000 | 60,411,000 |
| Noninterest-bearing deposits | 7,631,000 | 7,948,000 | 8,687,000 | 11,322,000 |
| Equity capital | 8,035,000 | 7,917,000 | 7,943,000 | 7,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,280,000 | 1,929,000 | 2,598,000 |
| Interest expense | 99,000 | 196,000 | 295,000 | 395,000 |
| Net interest income | 543,000 | 1,084,000 | 1,634,000 | 2,203,000 |
| Noninterest income | 163,000 | 339,000 | 508,000 | 681,000 |
| Noninterest expense | 650,000 | 1,325,000 | 1,998,000 | 2,728,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 113,000 | 164,000 | 205,000 | 224,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 110,000 | 161,000 | 202,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,774,000 | 7,760,000 | 7,731,000 | 7,723,000 |
| Total capital | 8,245,000 | 8,211,000 | 8,190,000 | 8,220,000 |
| Risk-weighted assets | 50,200,000 | 49,425,000 | 53,852,000 | 55,120,000 |