Call reports 2025
MAGYAR BANK — 2025
What MAGYAR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,021,204,000 | 986,851,000 | 996,882,000 | 1,044,737,000 |
| Total loans | 808,993,000 | 843,991,000 | 857,352,000 | 876,115,000 |
| Allowance for loan losses | 7,936,000 | 8,059,000 | 8,350,000 | 8,423,000 |
| Securities available for sale | 19,344,000 | 21,604,000 | 21,182,000 | 26,952,000 |
| Securities held to maturity | 74,638,000 | 69,520,000 | 67,266,000 | 66,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 863,569,000 | 825,532,000 | 819,395,000 | 864,917,000 |
| Interest-bearing deposits | 724,517,000 | 703,703,000 | 697,108,000 | 716,859,000 |
| Noninterest-bearing deposits | 139,052,000 | 121,829,000 | 122,287,000 | 148,058,000 |
| Equity capital | 110,577,000 | 112,623,000 | 115,050,000 | 117,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,823,000 | 27,943,000 | 42,341,000 | 57,039,000 |
| Interest expense | 5,671,000 | 11,505,000 | 17,420,000 | 23,146,000 |
| Net interest income | 8,152,000 | 16,438,000 | 24,921,000 | 33,893,000 |
| Noninterest income | 968,000 | 1,472,000 | 2,216,000 | 2,842,000 |
| Noninterest expense | 5,157,000 | 10,115,000 | 15,224,000 | 20,296,000 |
| Provision for loan losses | 70,000 | 190,000 | 444,000 | 514,000 |
| Pretax income | 3,993,000 | 7,724,000 | 11,612,000 | 16,115,000 |
| Income tax | 1,117,000 | 2,152,000 | 3,425,000 | 4,587,000 |
| Net income | 2,876,000 | 5,572,000 | 8,187,000 | 11,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,077,000 | 113,057,000 | 115,140,000 | 117,349,000 |
| Total capital | 119,253,000 | 121,338,000 | 123,688,000 | 125,922,000 |
| Risk-weighted assets | 747,219,000 | 772,216,000 | 783,410,000 | 798,364,000 |