Call reports 2023
MAGYAR BANK — 2023
What MAGYAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 839,744,000 | 857,208,000 | 906,941,000 | 916,392,000 |
| Total loans | 676,110,000 | 701,686,000 | 697,400,000 | 728,560,000 |
| Allowance for loan losses | 8,844,000 | 8,378,000 | 8,330,000 | 7,683,000 |
| Securities available for sale | 9,158,000 | 8,734,000 | 10,125,000 | 12,273,000 |
| Securities held to maturity | 89,721,000 | 83,719,000 | 85,835,000 | 84,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,274,000 | 703,652,000 | 764,859,000 | 773,522,000 |
| Interest-bearing deposits | 506,435,000 | 516,582,000 | 572,391,000 | 603,791,000 |
| Noninterest-bearing deposits | 201,839,000 | 187,070,000 | 192,468,000 | 169,731,000 |
| Equity capital | 91,160,000 | 93,227,000 | 95,643,000 | 98,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,282,000 | 19,240,000 | 30,277,000 | 41,933,000 |
| Interest expense | 2,295,000 | 5,249,000 | 8,924,000 | 13,170,000 |
| Net interest income | 6,987,000 | 13,991,000 | 21,353,000 | 28,763,000 |
| Noninterest income | 524,000 | 965,000 | 1,374,000 | 1,885,000 |
| Noninterest expense | 4,542,000 | 9,116,000 | 13,894,000 | 18,674,000 |
| Provision for loan losses | 196,000 | 115,000 | 64,000 | 449,000 |
| Pretax income | 2,773,000 | 5,725,000 | 8,769,000 | 11,429,000 |
| Income tax | 798,000 | 1,611,000 | 2,412,000 | 3,156,000 |
| Net income | 1,975,000 | 4,114,000 | 6,357,000 | 8,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,985,000 | 95,155,000 | 97,404,000 | 99,713,000 |
| Total capital | 100,948,000 | 103,268,000 | 105,540,000 | 108,033,000 |
| Risk-weighted assets | 636,144,000 | 648,798,000 | 650,672,000 | 680,228,000 |