Call reports 2022
MAGYAR BANK — 2022
What MAGYAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 806,611,000 | 790,615,000 | 798,522,000 | 821,617,000 |
| Total loans | 617,713,000 | 625,161,000 | 628,276,000 | 674,830,000 |
| Allowance for loan losses | 8,300,000 | 8,505,000 | 8,433,000 | 8,750,000 |
| Securities available for sale | 10,986,000 | 10,058,000 | 9,229,000 | 9,207,000 |
| Securities held to maturity | 84,300,000 | 91,222,000 | 91,646,000 | 90,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,722,000 | 677,183,000 | 680,680,000 | 687,694,000 |
| Interest-bearing deposits | 490,210,000 | 493,112,000 | 493,577,000 | 495,259,000 |
| Noninterest-bearing deposits | 202,512,000 | 184,071,000 | 187,103,000 | 192,435,000 |
| Equity capital | 82,562,000 | 84,410,000 | 86,764,000 | 89,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,038,000 | 14,604,000 | 22,850,000 | 31,398,000 |
| Interest expense | 557,000 | 1,101,000 | 2,013,000 | 3,660,000 |
| Net interest income | 6,481,000 | 13,503,000 | 20,837,000 | 27,738,000 |
| Noninterest income | 436,000 | 1,024,000 | 1,709,000 | 2,260,000 |
| Noninterest expense | 4,380,000 | 8,706,000 | 13,262,000 | 17,591,000 |
| Provision for loan losses | 71,000 | 276,000 | 204,000 | 521,000 |
| Pretax income | 2,466,000 | 5,545,000 | 9,080,000 | 11,886,000 |
| Income tax | 719,000 | 1,628,000 | 2,659,000 | 3,450,000 |
| Net income | 1,747,000 | 3,917,000 | 6,421,000 | 8,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,109,000 | 86,326,000 | 88,878,000 | 90,968,000 |
| Total capital | 91,193,000 | 93,572,000 | 96,194,000 | 98,780,000 |
| Risk-weighted assets | 565,522,000 | 578,426,000 | 584,131,000 | 624,059,000 |