Call reports 2021
MAGYAR BANK — 2021
What MAGYAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 758,734,000 | 842,300,000 | 773,966,000 | 780,641,000 |
| Total loans | 624,529,000 | 613,374,000 | 593,376,000 | 582,494,000 |
| Allowance for loan losses | 7,554,000 | 7,800,000 | 8,075,000 | 8,228,000 |
| Securities available for sale | 14,259,000 | 13,731,000 | 12,927,000 | 12,181,000 |
| Securities held to maturity | 40,797,000 | 48,298,000 | 57,660,000 | 66,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,643,000 | 740,091,000 | 659,477,000 | 667,065,000 |
| Interest-bearing deposits | 460,129,000 | 562,143,000 | 473,301,000 | 479,807,000 |
| Noninterest-bearing deposits | 184,514,000 | 177,948,000 | 186,176,000 | 187,258,000 |
| Equity capital | 60,111,000 | 61,925,000 | 79,640,000 | 81,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,273,000 | 14,434,000 | 21,885,000 | 28,974,000 |
| Interest expense | 743,000 | 1,384,000 | 2,008,000 | 2,612,000 |
| Net interest income | 6,530,000 | 13,050,000 | 19,877,000 | 26,362,000 |
| Noninterest income | 798,000 | 1,458,000 | 1,859,000 | 2,431,000 |
| Noninterest expense | 4,611,000 | 9,147,000 | 13,713,000 | 18,254,000 |
| Provision for loan losses | 467,000 | 713,000 | 989,000 | 1,090,000 |
| Pretax income | 2,250,000 | 4,648,000 | 7,034,000 | 9,449,000 |
| Income tax | 680,000 | 1,373,000 | 2,101,000 | 2,790,000 |
| Net income | 1,570,000 | 3,275,000 | 4,933,000 | 6,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,726,000 | 63,430,000 | 80,587,000 | 82,313,000 |
| Total capital | 68,172,000 | 69,860,000 | 87,009,000 | 88,798,000 |
| Risk-weighted assets | 514,584,000 | 513,078,000 | 512,133,000 | 517,050,000 |