Call reports 2020
MAGYAR BANK — 2020
What MAGYAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 658,110,000 | 758,377,000 | 753,977,000 | 741,781,000 |
| Total loans | 547,445,000 | 610,549,000 | 609,510,000 | 605,660,000 |
| Allowance for loan losses | 5,524,000 | 6,000,000 | 6,400,000 | 7,130,000 |
| Securities available for sale | 9,573,000 | 16,340,000 | 14,561,000 | 14,798,000 |
| Securities held to maturity | 30,042,000 | 28,070,000 | 30,443,000 | 32,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,062,000 | 627,767,000 | 622,139,000 | 615,631,000 |
| Interest-bearing deposits | 428,760,000 | 463,879,000 | 454,768,000 | 451,874,000 |
| Noninterest-bearing deposits | 135,302,000 | 163,888,000 | 167,371,000 | 163,757,000 |
| Equity capital | 56,198,000 | 56,571,000 | 57,376,000 | 58,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,631,000 | 13,510,000 | 20,349,000 | 27,490,000 |
| Interest expense | 1,570,000 | 2,792,000 | 3,877,000 | 4,835,000 |
| Net interest income | 5,061,000 | 10,718,000 | 16,472,000 | 22,655,000 |
| Noninterest income | 279,000 | 272,000 | 771,000 | 1,709,000 |
| Noninterest expense | 4,503,000 | 8,930,000 | 13,355,000 | 17,880,000 |
| Provision for loan losses | 420,000 | 859,000 | 1,455,000 | 2,095,000 |
| Pretax income | 485,000 | 1,269,000 | 2,501,000 | 4,457,000 |
| Income tax | 139,000 | 371,000 | 738,000 | 1,320,000 |
| Net income | 346,000 | 898,000 | 1,763,000 | 3,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,511,000 | 57,841,000 | 58,733,000 | 60,155,000 |
| Total capital | 63,036,000 | 63,841,000 | 64,890,000 | 66,442,000 |
| Risk-weighted assets | 491,213,000 | 492,603,000 | 492,349,000 | 502,112,000 |