Call reports 2019
MAGYAR BANK — 2019
What MAGYAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 664,924,000 | 632,545,000 | 630,304,000 | 640,927,000 |
| Total loans | 519,980,000 | 530,972,000 | 523,105,000 | 530,531,000 |
| Allowance for loan losses | 4,600,000 | 4,694,000 | 4,888,000 | 5,100,000 |
| Securities available for sale | 24,347,000 | 20,941,000 | 16,703,000 | 17,494,000 |
| Securities held to maturity | 33,920,000 | 32,014,000 | 29,481,000 | 30,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,362,000 | 524,393,000 | 534,764,000 | 546,907,000 |
| Interest-bearing deposits | 447,976,000 | 413,311,000 | 423,653,000 | 432,949,000 |
| Noninterest-bearing deposits | 127,386,000 | 111,082,000 | 111,111,000 | 113,958,000 |
| Equity capital | 53,773,000 | 54,744,000 | 55,185,000 | 55,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,870,000 | 13,821,000 | 20,803,000 | 27,639,000 |
| Interest expense | 1,693,000 | 3,379,000 | 5,096,000 | 6,743,000 |
| Net interest income | 5,177,000 | 10,442,000 | 15,707,000 | 20,896,000 |
| Noninterest income | 291,000 | 663,000 | 1,075,000 | 1,365,000 |
| Noninterest expense | 4,249,000 | 8,615,000 | 12,960,000 | 17,403,000 |
| Provision for loan losses | 106,000 | 300,000 | 467,000 | 677,000 |
| Pretax income | 1,146,000 | 2,249,000 | 3,472,000 | 4,298,000 |
| Income tax | 340,000 | 664,000 | 1,037,000 | 1,283,000 |
| Net income | 806,000 | 1,585,000 | 2,435,000 | 3,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,809,000 | 55,627,000 | 56,514,000 | 57,131,000 |
| Total capital | 59,409,000 | 60,321,000 | 61,402,000 | 62,231,000 |
| Risk-weighted assets | 467,889,000 | 475,948,000 | 472,626,000 | 479,860,000 |