Call reports 2018
MAGYAR BANK — 2018
What MAGYAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 607,831,000 | 616,104,000 | 623,944,000 | 643,579,000 |
| Total loans | 487,434,000 | 502,803,000 | 512,631,000 | 514,562,000 |
| Allowance for loan losses | 3,769,000 | 3,985,000 | 4,200,000 | 4,402,000 |
| Securities available for sale | 23,708,000 | 23,110,000 | 22,469,000 | 22,355,000 |
| Securities held to maturity | 37,082,000 | 34,342,000 | 33,645,000 | 34,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,172,000 | 513,423,000 | 533,655,000 | 553,237,000 |
| Interest-bearing deposits | 410,762,000 | 402,296,000 | 425,391,000 | 440,473,000 |
| Noninterest-bearing deposits | 110,410,000 | 111,127,000 | 108,264,000 | 112,764,000 |
| Equity capital | 50,330,000 | 50,909,000 | 51,749,000 | 52,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,891,000 | 12,136,000 | 18,698,000 | 25,455,000 |
| Interest expense | 1,041,000 | 2,211,000 | 3,608,000 | 5,241,000 |
| Net interest income | 4,850,000 | 9,925,000 | 15,090,000 | 20,214,000 |
| Noninterest income | 242,000 | 688,000 | 1,153,000 | 1,487,000 |
| Noninterest expense | 4,212,000 | 8,521,000 | 12,761,000 | 17,020,000 |
| Provision for loan losses | 257,000 | 533,000 | 747,000 | 948,000 |
| Pretax income | 623,000 | 1,559,000 | 2,735,000 | 3,733,000 |
| Income tax | 181,000 | 469,000 | 905,000 | 1,195,000 |
| Net income | 442,000 | 1,090,000 | 1,830,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,755,000 | 52,444,000 | 53,221,000 | 53,968,000 |
| Total capital | 55,524,000 | 56,429,000 | 57,421,000 | 58,370,000 |
| Risk-weighted assets | 443,534,000 | 454,383,000 | 461,773,000 | 465,571,000 |