Call reports 2017
MAGYAR BANK — 2017
What MAGYAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 582,634,000 | 587,538,000 | 603,012,000 | 596,743,000 |
| Total loans | 464,132,000 | 468,462,000 | 474,169,000 | 481,737,000 |
| Allowance for loan losses | 3,313,000 | 3,385,000 | 3,475,000 | 3,537,000 |
| Securities available for sale | 10,462,000 | 10,244,000 | 11,815,000 | 23,071,000 |
| Securities held to maturity | 52,249,000 | 51,071,000 | 51,369,000 | 34,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,928,000 | 503,307,000 | 518,388,000 | 511,486,000 |
| Interest-bearing deposits | 397,818,000 | 407,327,000 | 416,473,000 | 407,947,000 |
| Noninterest-bearing deposits | 99,110,000 | 95,980,000 | 101,915,000 | 103,539,000 |
| Equity capital | 48,445,000 | 48,824,000 | 49,678,000 | 50,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,558,000 | 11,096,000 | 16,984,000 | 22,931,000 |
| Interest expense | 909,000 | 1,843,000 | 2,869,000 | 3,931,000 |
| Net interest income | 4,649,000 | 9,253,000 | 14,115,000 | 19,000,000 |
| Noninterest income | 315,000 | 569,000 | 934,000 | 1,264,000 |
| Noninterest expense | 3,988,000 | 8,011,000 | 12,107,000 | 16,252,000 |
| Provision for loan losses | 403,000 | 717,000 | 1,013,000 | 1,263,000 |
| Pretax income | 573,000 | 1,094,000 | 1,929,000 | 2,856,000 |
| Income tax | 218,000 | 428,000 | 753,000 | 1,317,000 |
| Net income | 355,000 | 666,000 | 1,176,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,877,000 | 49,476,000 | 50,252,000 | 51,087,000 |
| Total capital | 52,190,000 | 52,861,000 | 53,727,000 | 54,624,000 |
| Risk-weighted assets | 415,088,000 | 420,063,000 | 427,509,000 | 433,164,000 |