Call reports 2016
MAGYAR BANK — 2016
What MAGYAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 562,277,000 | 568,142,000 | 584,364,000 | 587,683,000 |
| Total loans | 423,971,000 | 442,434,000 | 458,087,000 | 464,867,000 |
| Allowance for loan losses | 2,890,000 | 2,901,000 | 3,056,000 | 3,170,000 |
| Securities available for sale | 8,105,000 | 5,566,000 | 5,234,000 | 10,631,000 |
| Securities held to maturity | 58,886,000 | 55,390,000 | 52,934,000 | 52,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,666,000 | 476,264,000 | 497,060,000 | 502,433,000 |
| Interest-bearing deposits | 388,528,000 | 385,463,000 | 398,188,000 | 404,193,000 |
| Noninterest-bearing deposits | 94,138,000 | 90,801,000 | 98,872,000 | 98,240,000 |
| Equity capital | 47,252,000 | 47,588,000 | 47,819,000 | 48,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,028,000 | 10,261,000 | 15,608,000 | 21,084,000 |
| Interest expense | 872,000 | 1,746,000 | 2,659,000 | 3,586,000 |
| Net interest income | 4,156,000 | 8,515,000 | 12,949,000 | 17,498,000 |
| Noninterest income | 357,000 | 726,000 | 1,208,000 | 1,493,000 |
| Noninterest expense | 3,913,000 | 7,795,000 | 11,655,000 | 15,545,000 |
| Provision for loan losses | 291,000 | 711,000 | 1,188,000 | 1,518,000 |
| Pretax income | 332,000 | 769,000 | 1,348,000 | 1,962,000 |
| Income tax | 101,000 | 249,000 | 469,000 | 708,000 |
| Net income | 231,000 | 520,000 | 879,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,796,000 | 46,731,000 | 47,392,000 | 48,268,000 |
| Total capital | 49,686,000 | 49,631,000 | 50,448,000 | 51,438,000 |
| Risk-weighted assets | 392,343,000 | 402,630,000 | 413,743,000 | 418,906,000 |