Call reports 2015
MAGYAR BANK — 2015
What MAGYAR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 540,338,000 | 540,732,000 | 550,541,000 | 571,505,000 |
| Total loans | 411,510,000 | 420,379,000 | 423,482,000 | 419,558,000 |
| Allowance for loan losses | 2,814,000 | 2,966,000 | 2,886,000 | 3,100,000 |
| Securities available for sale | 6,310,000 | 6,104,000 | 6,063,000 | 10,104,000 |
| Securities held to maturity | 50,545,000 | 53,977,000 | 52,615,000 | 55,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,599,000 | 448,570,000 | 469,051,000 | 489,990,000 |
| Interest-bearing deposits | 372,302,000 | 360,096,000 | 378,354,000 | 397,326,000 |
| Noninterest-bearing deposits | 93,297,000 | 88,474,000 | 90,697,000 | 92,664,000 |
| Equity capital | 46,323,000 | 46,603,000 | 46,645,000 | 46,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,857,000 | 9,813,000 | 14,885,000 | 20,010,000 |
| Interest expense | 774,000 | 1,559,000 | 2,405,000 | 3,304,000 |
| Net interest income | 4,083,000 | 8,254,000 | 12,480,000 | 16,706,000 |
| Noninterest income | 357,000 | 723,000 | 1,128,000 | 1,308,000 |
| Noninterest expense | 4,049,000 | 7,835,000 | 11,623,000 | 15,365,000 |
| Provision for loan losses | 170,000 | 516,000 | 844,000 | 1,022,000 |
| Pretax income | 233,000 | 638,000 | 1,153,000 | 1,678,000 |
| Income tax | 50,000 | 168,000 | 337,000 | 530,000 |
| Net income | 183,000 | 470,000 | 816,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,842,000 | 45,475,000 | 45,698,000 | 46,616,000 |
| Total capital | 47,656,000 | 48,441,000 | 48,584,000 | 49,716,000 |
| Risk-weighted assets | 379,287,000 | 390,992,000 | 389,470,000 | 390,240,000 |