Call reports 2014
MAGYAR BANK — 2014
What MAGYAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 536,570,000 | 533,019,000 | 530,410,000 | 524,529,000 |
| Total loans | 408,682,000 | 413,360,000 | 407,030,000 | 410,711,000 |
| Allowance for loan losses | 3,475,000 | 2,800,000 | 2,835,000 | 2,939,000 |
| Securities available for sale | 11,122,000 | 12,599,000 | 12,070,000 | 9,003,000 |
| Securities held to maturity | 51,010,000 | 48,255,000 | 48,964,000 | 47,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,010,000 | 438,465,000 | 451,509,000 | 448,310,000 |
| Interest-bearing deposits | 361,069,000 | 351,877,000 | 364,145,000 | 362,295,000 |
| Noninterest-bearing deposits | 93,941,000 | 86,588,000 | 87,364,000 | 86,015,000 |
| Equity capital | 45,402,000 | 45,699,000 | 45,791,000 | 46,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,828,000 | 9,709,000 | 14,624,000 | 19,454,000 |
| Interest expense | 871,000 | 1,732,000 | 2,558,000 | 3,379,000 |
| Net interest income | 3,957,000 | 7,977,000 | 12,066,000 | 16,075,000 |
| Noninterest income | 331,000 | 646,000 | 984,000 | 1,519,000 |
| Noninterest expense | 3,811,000 | 7,522,000 | 11,340,000 | 15,211,000 |
| Provision for loan losses | 380,000 | 723,000 | 1,028,000 | 1,448,000 |
| Pretax income | 97,000 | 378,000 | 682,000 | 965,000 |
| Income tax | -11,000 | 65,000 | 143,000 | 216,000 |
| Net income | 108,000 | 313,000 | 539,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,925,000 | 44,250,000 | 44,224,000 | 44,420,000 |
| Total capital | 47,400,000 | 47,050,000 | 47,059,000 | 47,359,000 |
| Risk-weighted assets | 373,335,000 | 375,661,000 | 371,922,000 | 372,172,000 |