Call reports 2013
MAGYAR BANK — 2013
What MAGYAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 520,282,000 | 532,438,000 | 537,706,000 | 536,569,000 |
| Total loans | 390,629,000 | 395,516,000 | 399,813,000 | 408,308,000 |
| Allowance for loan losses | 3,184,000 | 3,600,000 | 3,013,000 | 3,200,000 |
| Securities available for sale | 18,526,000 | 16,307,000 | 15,773,000 | 15,215,000 |
| Securities held to maturity | 43,935,000 | 54,487,000 | 52,558,000 | 52,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,534,000 | 447,750,000 | 458,253,000 | 443,335,000 |
| Interest-bearing deposits | 368,945,000 | 359,608,000 | 355,063,000 | 356,527,000 |
| Noninterest-bearing deposits | 60,589,000 | 88,142,000 | 103,190,000 | 86,808,000 |
| Equity capital | 44,513,000 | 44,476,000 | 45,065,000 | 45,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,930,000 | 9,932,000 | 14,845,000 | 19,843,000 |
| Interest expense | 1,134,000 | 2,211,000 | 3,204,000 | 4,137,000 |
| Net interest income | 3,796,000 | 7,721,000 | 11,641,000 | 15,706,000 |
| Noninterest income | 324,000 | 589,000 | 895,000 | 1,175,000 |
| Noninterest expense | 3,668,000 | 7,372,000 | 10,931,000 | 14,747,000 |
| Provision for loan losses | 1,000,000 | 1,254,000 | 1,670,000 | 2,029,000 |
| Pretax income | -548,000 | -259,000 | -8,000 | 198,000 |
| Income tax | -277,000 | -200,000 | -112,000 | -73,000 |
| Net income | -271,000 | -59,000 | 104,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,923,000 | 43,205,000 | 43,299,000 | 43,643,000 |
| Total capital | 46,107,000 | 46,805,000 | 46,312,000 | 46,843,000 |
| Risk-weighted assets | 362,543,000 | 366,192,000 | 369,775,000 | 371,081,000 |