Call reports 2012
MAGYAR BANK — 2012
What MAGYAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 520,375,000 | 527,778,000 | 508,822,000 | 514,598,000 |
| Total loans | 384,867,000 | 381,423,000 | 389,127,000 | 395,816,000 |
| Allowance for loan losses | 4,008,000 | 3,801,000 | 3,858,000 | 4,094,000 |
| Securities available for sale | 26,963,000 | 17,503,000 | 16,786,000 | 14,739,000 |
| Securities held to maturity | 45,498,000 | 46,785,000 | 41,067,000 | 41,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,759,000 | 430,088,000 | 419,770,000 | 426,853,000 |
| Interest-bearing deposits | 370,192,000 | 373,988,000 | 365,621,000 | 359,959,000 |
| Noninterest-bearing deposits | 55,567,000 | 56,100,000 | 54,149,000 | 66,894,000 |
| Equity capital | 44,200,000 | 44,359,000 | 44,604,000 | 44,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,289,000 | 10,556,000 | 15,751,000 | 20,767,000 |
| Interest expense | 1,513,000 | 2,966,000 | 4,233,000 | 5,416,000 |
| Net interest income | 3,776,000 | 7,590,000 | 11,518,000 | 15,351,000 |
| Noninterest income | 340,000 | 577,000 | 1,030,000 | 1,557,000 |
| Noninterest expense | 3,751,000 | 7,330,000 | 10,874,000 | 14,404,000 |
| Provision for loan losses | 323,000 | 663,000 | 1,091,000 | 1,532,000 |
| Pretax income | 106,000 | 376,000 | 785,000 | 1,238,000 |
| Income tax | -42,000 | 26,000 | 114,000 | 244,000 |
| Net income | 148,000 | 350,000 | 671,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,589,000 | 42,652,000 | 43,039,000 | 43,424,000 |
| Total capital | 46,597,000 | 46,453,000 | 46,897,000 | 47,518,000 |
| Risk-weighted assets | 345,704,000 | 344,176,000 | 354,999,000 | 362,398,000 |