Call reports 2011
MAGYAR BANK — 2011
What MAGYAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 537,777,000 | 526,462,000 | 524,022,000 | 526,327,000 |
| Total loans | 398,208,000 | 398,552,000 | 385,066,000 | 390,199,000 |
| Allowance for loan losses | 3,768,000 | 3,807,000 | 3,812,000 | 3,848,000 |
| Securities available for sale | 28,008,000 | 28,130,000 | 25,312,000 | 27,189,000 |
| Securities held to maturity | 42,397,000 | 39,613,000 | 45,000,000 | 47,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,380,000 | 421,321,000 | 427,015,000 | 429,460,000 |
| Interest-bearing deposits | 384,318,000 | 374,874,000 | 373,965,000 | 377,932,000 |
| Noninterest-bearing deposits | 48,062,000 | 46,447,000 | 53,050,000 | 51,528,000 |
| Equity capital | 43,266,000 | 43,808,000 | 43,913,000 | 44,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,642,000 | 11,348,000 | 16,845,000 | 22,207,000 |
| Interest expense | 1,886,000 | 3,709,000 | 5,412,000 | 7,030,000 |
| Net interest income | 3,756,000 | 7,639,000 | 11,433,000 | 15,177,000 |
| Noninterest income | 129,000 | 314,000 | 886,000 | 1,260,000 |
| Noninterest expense | 3,876,000 | 7,403,000 | 11,046,000 | 14,703,000 |
| Provision for loan losses | 477,000 | 879,000 | 1,390,000 | 1,760,000 |
| Pretax income | -433,000 | -255,000 | 17,000 | 191,000 |
| Income tax | -245,000 | -189,000 | 5,000 | 11,000 |
| Net income | -188,000 | -66,000 | 12,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,860,000 | 42,109,000 | 42,162,000 | 42,216,000 |
| Total capital | 45,629,000 | 45,916,000 | 45,974,000 | 46,064,000 |
| Risk-weighted assets | 359,029,000 | 354,599,000 | 348,067,000 | 352,705,000 |