Call reports 2010
MAGYAR BANK — 2010
What MAGYAR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 550,848,000 | 543,548,000 | 538,141,000 | 526,674,000 |
| Total loans | 432,478,000 | 416,559,000 | 408,852,000 | 398,463,000 |
| Allowance for loan losses | 5,811,000 | 5,161,000 | 4,766,000 | 4,287,000 |
| Securities available for sale | 14,710,000 | 11,832,000 | 14,187,000 | 28,677,000 |
| Securities held to maturity | 51,566,000 | 49,080,000 | 44,480,000 | 42,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,602,000 | 431,943,000 | 430,390,000 | 415,057,000 |
| Interest-bearing deposits | 400,562,000 | 390,783,000 | 390,721,000 | 375,863,000 |
| Noninterest-bearing deposits | 37,040,000 | 41,160,000 | 39,669,000 | 39,194,000 |
| Equity capital | 39,478,000 | 43,227,000 | 43,486,000 | 43,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,541,000 | 12,746,000 | 18,759,000 | 24,610,000 |
| Interest expense | 2,377,000 | 4,660,000 | 6,813,000 | 8,850,000 |
| Net interest income | 4,164,000 | 8,086,000 | 11,946,000 | 15,760,000 |
| Noninterest income | 451,000 | 874,000 | 1,182,000 | 1,797,000 |
| Noninterest expense | 3,655,000 | 7,373,000 | 10,223,000 | 14,020,000 |
| Provision for loan losses | 750,000 | 1,244,000 | 2,329,000 | 2,688,000 |
| Pretax income | 480,000 | 718,000 | 996,000 | 1,269,000 |
| Income tax | 1,000 | -3,446,000 | -3,419,000 | -3,384,000 |
| Net income | 479,000 | 4,164,000 | 4,415,000 | 4,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,038,000 | 41,179,000 | 41,649,000 | 42,209,000 |
| Total capital | 44,973,000 | 45,964,000 | 46,243,000 | 46,496,000 |
| Risk-weighted assets | 393,977,000 | 382,438,000 | 367,350,000 | 358,898,000 |