Call reports 2009
MAGYAR BANK — 2009
What MAGYAR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 557,037,000 | 558,114,000 | 565,201,000 | 557,838,000 |
| Total loans | 438,559,000 | 446,707,000 | 444,804,000 | 440,630,000 |
| Allowance for loan losses | 6,161,000 | 7,590,000 | 5,806,000 | 5,819,000 |
| Securities available for sale | 43,514,000 | 27,804,000 | 18,084,000 | 13,836,000 |
| Securities held to maturity | 23,644,000 | 42,783,000 | 55,949,000 | 53,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,689,000 | 446,515,000 | 451,272,000 | 444,681,000 |
| Interest-bearing deposits | 401,042,000 | 409,590,000 | 413,358,000 | 409,030,000 |
| Noninterest-bearing deposits | 32,647,000 | 36,925,000 | 37,914,000 | 35,651,000 |
| Equity capital | 40,928,000 | 39,213,000 | 39,090,000 | 38,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,619,000 | 13,274,000 | 19,870,000 | 26,455,000 |
| Interest expense | 3,154,000 | 6,224,000 | 8,977,000 | 11,523,000 |
| Net interest income | 3,465,000 | 7,050,000 | 10,893,000 | 14,932,000 |
| Noninterest income | 288,000 | 659,000 | 1,051,000 | 1,444,000 |
| Noninterest expense | 3,495,000 | 7,313,000 | 10,996,000 | 15,306,000 |
| Provision for loan losses | 411,000 | 3,589,000 | 4,210,000 | 4,611,000 |
| Pretax income | 619,000 | -1,989,000 | -1,731,000 | -1,931,000 |
| Income tax | 25,000 | 34,000 | 35,000 | -288,000 |
| Net income | 594,000 | -2,023,000 | -1,766,000 | -1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,757,000 | 39,149,000 | 39,413,000 | 39,546,000 |
| Total capital | 45,951,000 | 44,232,000 | 44,492,000 | 44,564,000 |
| Risk-weighted assets | 414,622,000 | 404,183,000 | 405,582,000 | 400,658,000 |