Call reports 2008
MAGYAR BANK — 2008
What MAGYAR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 504,200,000 | 510,162,000 | 514,262,000 | 542,753,000 |
| Total loans | 400,074,000 | 403,510,000 | 410,651,000 | 425,814,000 |
| Allowance for loan losses | 4,064,000 | 4,377,000 | 4,502,000 | 7,517,000 |
| Securities available for sale | 45,943,000 | 50,618,000 | 49,326,000 | 65,322,000 |
| Securities held to maturity | 10,802,000 | 10,166,000 | 9,618,000 | 9,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,444,000 | 373,994,000 | 382,630,000 | 387,846,000 |
| Interest-bearing deposits | 347,303,000 | 344,880,000 | 354,598,000 | 360,796,000 |
| Noninterest-bearing deposits | 26,141,000 | 29,114,000 | 28,032,000 | 27,050,000 |
| Equity capital | 38,804,000 | 38,822,000 | 39,668,000 | 40,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,245,000 | 14,316,000 | 21,341,000 | 28,034,000 |
| Interest expense | 3,759,000 | 7,078,000 | 10,390,000 | 13,683,000 |
| Net interest income | 3,486,000 | 7,238,000 | 10,951,000 | 14,351,000 |
| Noninterest income | 268,000 | 604,000 | 889,000 | 1,159,000 |
| Noninterest expense | 3,571,000 | 7,117,000 | 10,533,000 | 13,913,000 |
| Provision for loan losses | 391,000 | 701,000 | 4,032,000 | 8,034,000 |
| Pretax income | -226,000 | 6,000 | -2,626,000 | -6,338,000 |
| Income tax | 38,000 | -132,000 | 153,000 | 171,000 |
| Net income | -264,000 | 138,000 | -2,779,000 | -6,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,254,000 | 38,721,000 | 39,863,000 | 40,142,000 |
| Total capital | 42,318,000 | 43,098,000 | 44,365,000 | 45,246,000 |
| Risk-weighted assets | 388,878,000 | 388,283,000 | 389,007,000 | 405,907,000 |