Call reports 2007
MAGYAR BANK — 2007
What MAGYAR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 468,344,000 | 474,560,000 | 473,169,000 | 487,743,000 |
| Total loans | 382,703,000 | 384,182,000 | 385,368,000 | 394,820,000 |
| Allowance for loan losses | 4,289,000 | 4,067,000 | 3,754,000 | 3,990,000 |
| Securities available for sale | 23,212,000 | 28,157,000 | 27,373,000 | 34,267,000 |
| Securities held to maturity | 20,073,000 | 19,200,000 | 18,116,000 | 17,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,077,000 | 370,647,000 | 379,917,000 | 375,967,000 |
| Interest-bearing deposits | 337,479,000 | 346,185,000 | 355,402,000 | 350,432,000 |
| Noninterest-bearing deposits | 23,598,000 | 24,462,000 | 24,515,000 | 25,535,000 |
| Equity capital | 36,437,000 | 36,525,000 | 37,455,000 | 38,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,262,000 | 14,912,000 | 22,516,000 | 30,231,000 |
| Interest expense | 3,852,000 | 7,980,000 | 12,206,000 | 16,329,000 |
| Net interest income | 3,410,000 | 6,932,000 | 10,310,000 | 13,902,000 |
| Noninterest income | 273,000 | 548,000 | 845,000 | 1,086,000 |
| Noninterest expense | 3,283,000 | 6,621,000 | 10,029,000 | 13,379,000 |
| Provision for loan losses | 110,000 | 185,000 | 231,000 | 454,000 |
| Pretax income | 290,000 | 674,000 | 895,000 | 1,155,000 |
| Income tax | 61,000 | 141,000 | 162,000 | 175,000 |
| Net income | 229,000 | 533,000 | 733,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,890,000 | 37,277,000 | 37,533,000 | 38,447,000 |
| Total capital | 41,179,000 | 41,344,000 | 41,287,000 | 42,437,000 |
| Risk-weighted assets | 383,891,000 | 373,302,000 | 368,626,000 | 379,565,000 |