Call reports 2006
MAGYAR BANK — 2006
What MAGYAR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 390,883,000 | 410,723,000 | 434,198,000 | 449,099,000 |
| Total loans | 306,865,000 | 328,015,000 | 351,862,000 | 369,305,000 |
| Allowance for loan losses | 3,474,000 | 3,714,000 | 3,892,000 | 4,059,000 |
| Securities available for sale | 19,511,000 | 16,828,000 | 18,169,000 | 17,336,000 |
| Securities held to maturity | 28,653,000 | 27,233,000 | 23,895,000 | 22,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,125,000 | 331,959,000 | 339,201,000 | 356,349,000 |
| Interest-bearing deposits | 296,763,000 | 309,530,000 | 315,144,000 | 331,325,000 |
| Noninterest-bearing deposits | 22,362,000 | 22,429,000 | 24,057,000 | 25,024,000 |
| Equity capital | 34,646,000 | 34,931,000 | 35,741,000 | 36,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,000,000 | 11,871,000 | 18,630,000 | 25,687,000 |
| Interest expense | 2,327,000 | 5,110,000 | 8,320,000 | 11,962,000 |
| Net interest income | 3,673,000 | 6,761,000 | 10,310,000 | 13,725,000 |
| Noninterest income | 301,000 | 485,000 | 703,000 | 968,000 |
| Noninterest expense | 4,917,000 | 7,502,000 | 10,571,000 | 13,747,000 |
| Provision for loan losses | 240,000 | 480,000 | 841,000 | 1,008,000 |
| Pretax income | -1,183,000 | -840,000 | -503,000 | -166,000 |
| Income tax | -495,000 | -397,000 | -263,000 | -173,000 |
| Net income | -688,000 | -443,000 | -240,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,070,000 | 35,377,000 | 35,771,000 | 36,560,000 |
| Total capital | 38,544,000 | 39,091,000 | 39,663,000 | 40,619,000 |
| Risk-weighted assets | 302,961,000 | 328,907,000 | 352,131,000 | 367,833,000 |