Call reports 2002
MAGYAR BANK — 2002
What MAGYAR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 243,515,000 | 255,507,000 | 258,623,000 | 262,612,000 |
| Total loans | 175,144,000 | 178,811,000 | 182,172,000 | 177,420,000 |
| Allowance for loan losses | 1,782,000 | 1,854,000 | 1,926,000 | 1,997,000 |
| Securities available for sale | 9,793,000 | 11,771,000 | 13,528,000 | 11,187,000 |
| Securities held to maturity | 39,677,000 | 39,358,000 | 38,093,000 | 45,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,507,000 | 211,730,000 | 214,928,000 | 218,716,000 |
| Interest-bearing deposits | 196,672,000 | 201,840,000 | 205,190,000 | 208,532,000 |
| Noninterest-bearing deposits | 7,835,000 | 9,890,000 | 9,738,000 | 10,184,000 |
| Equity capital | 20,668,000 | 21,134,000 | 21,442,000 | 21,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,565,000 | 7,174,000 | 10,781,000 | 14,305,000 |
| Interest expense | 1,521,000 | 2,987,000 | 4,489,000 | 5,911,000 |
| Net interest income | 2,044,000 | 4,187,000 | 6,292,000 | 8,394,000 |
| Noninterest income | 207,000 | 403,000 | 596,000 | 805,000 |
| Noninterest expense | 1,571,000 | 3,232,000 | 4,965,000 | 6,639,000 |
| Provision for loan losses | 73,000 | 145,000 | 217,000 | 290,000 |
| Pretax income | 640,000 | 1,246,000 | 1,739,000 | 2,303,000 |
| Income tax | 221,000 | 431,000 | 625,000 | 831,000 |
| Net income | 419,000 | 815,000 | 1,114,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,602,000 | 20,998,000 | 21,297,000 | 21,653,000 |
| Total capital | 22,384,000 | 22,852,000 | 23,223,000 | 23,609,000 |
| Risk-weighted assets | 145,757,000 | 151,745,000 | 156,920,000 | 156,465,000 |