Call reports 2001
MAGYAR BANK — 2001
What MAGYAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 238,054,000 | 237,113,000 | 242,460,000 | 241,379,000 |
| Total loans | 169,354,000 | 173,848,000 | 175,350,000 | 176,637,000 |
| Allowance for loan losses | 1,531,000 | 1,590,000 | 1,649,000 | 1,709,000 |
| Securities available for sale | 3,632,000 | 4,230,000 | 4,396,000 | 3,890,000 |
| Securities held to maturity | 48,680,000 | 42,419,000 | 40,752,000 | 38,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,695,000 | 204,427,000 | 203,933,000 | 202,783,000 |
| Interest-bearing deposits | 199,723,000 | 196,656,000 | 197,205,000 | 195,976,000 |
| Noninterest-bearing deposits | 5,972,000 | 7,771,000 | 6,728,000 | 6,807,000 |
| Equity capital | 18,935,000 | 19,208,000 | 19,798,000 | 20,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,036,000 | 8,082,000 | 12,017,000 | 15,769,000 |
| Interest expense | 2,306,000 | 4,529,000 | 6,573,000 | 8,343,000 |
| Net interest income | 1,730,000 | 3,553,000 | 5,444,000 | 7,426,000 |
| Noninterest income | 158,000 | 337,000 | 546,000 | 768,000 |
| Noninterest expense | 1,375,000 | 2,788,000 | 4,161,000 | 5,600,000 |
| Provision for loan losses | 60,000 | 120,000 | 179,000 | 239,000 |
| Pretax income | 455,000 | 963,000 | 1,631,000 | 2,336,000 |
| Income tax | 168,000 | 354,000 | 591,000 | 833,000 |
| Net income | 287,000 | 609,000 | 1,040,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,967,000 | 19,230,000 | 19,720,000 | 20,183,000 |
| Total capital | 20,498,000 | 20,820,000 | 21,369,000 | 21,892,000 |
| Risk-weighted assets | 137,805,000 | 143,238,000 | 148,239,000 | 150,775,000 |