Call reports 2002
STATE BANK OF WONEWOC — 2002
What STATE BANK OF WONEWOC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 29,851,000 | 28,981,000 | 28,117,000 |
| Total loans | 21,531,000 | 21,988,000 | 21,254,000 |
| Allowance for loan losses | 214,000 | 222,000 | 220,000 |
| Securities available for sale | 3,470,000 | 3,709,000 | 3,967,000 |
| Securities held to maturity | 787,000 | 787,000 | 336,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 23,510,000 | 22,267,000 | 21,779,000 |
| Interest-bearing deposits | 21,548,000 | 20,722,000 | 20,293,000 |
| Noninterest-bearing deposits | 1,962,000 | 1,545,000 | 1,486,000 |
| Equity capital | 5,781,000 | 5,789,000 | 5,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 401,000 | 808,000 | 1,207,000 |
| Interest expense | 186,000 | 366,000 | 540,000 |
| Net interest income | 215,000 | 442,000 | 667,000 |
| Noninterest income | 10,000 | 21,000 | 31,000 |
| Noninterest expense | 117,000 | 236,000 | 356,000 |
| Provision for loan losses | 1,000 | 9,000 | 9,000 |
| Pretax income | 107,000 | 218,000 | 333,000 |
| Income tax | 25,000 | 50,000 | 77,000 |
| Net income | 82,000 | 168,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 3,994,000 | 3,997,000 | 4,010,000 |
| Total capital | 4,208,000 | 4,219,000 | 4,230,000 |
| Risk-weighted assets | 22,161,000 | 23,124,000 | 21,425,000 |