Call reports 2001
STATE BANK OF WONEWOC — 2001
What STATE BANK OF WONEWOC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,923,000 | 27,603,000 | 27,760,000 | 28,367,000 |
| Total loans | 20,350,000 | 20,918,000 | 20,658,000 | 20,886,000 |
| Allowance for loan losses | 198,000 | 200,000 | 199,000 | 213,000 |
| Securities available for sale | 2,697,000 | 2,587,000 | 2,741,000 | 2,822,000 |
| Securities held to maturity | 1,674,000 | 1,409,000 | 1,407,000 | 1,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,914,000 | 21,516,000 | 21,767,000 | 22,055,000 |
| Interest-bearing deposits | 21,387,000 | 19,840,000 | 20,115,000 | 20,189,000 |
| Noninterest-bearing deposits | 1,527,000 | 1,676,000 | 1,652,000 | 1,866,000 |
| Equity capital | 5,755,000 | 5,759,000 | 5,769,000 | 5,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 984,000 | 1,439,000 | 1,863,000 |
| Interest expense | 265,000 | 507,000 | 730,000 | 936,000 |
| Net interest income | 239,000 | 477,000 | 709,000 | 927,000 |
| Noninterest income | 13,000 | 22,000 | 33,000 | 46,000 |
| Noninterest expense | 140,000 | 267,000 | 398,000 | 528,000 |
| Provision for loan losses | 6,000 | 10,000 | 10,000 | 26,000 |
| Pretax income | 106,000 | 222,000 | 334,000 | 419,000 |
| Income tax | 31,000 | 65,000 | 98,000 | 120,000 |
| Net income | 75,000 | 157,000 | 236,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,902,000 | 3,917,000 | 3,945,000 | 3,954,000 |
| Total capital | 4,100,000 | 4,117,000 | 4,144,000 | 4,167,000 |
| Risk-weighted assets | 21,015,000 | 20,891,000 | 21,565,000 | 20,897,000 |